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BNP Paribas Fortis Economy Technology
05.05.2025

BNP Paribas Fortis launches Corporate Virtual Cards

A new card service is now available for businesses: it simplifies online business expenses and their management, offering an innovative solution for optimising working capital. BNP Paribas Fortis is the first Belgian bank to offer its corporate clients an in-house solution of this kind.

BNP Paribas Fortis has today launched Corporate Virtual Cards, a solution enabling companies to create virtual cards that complement the bank’s existing business cards. A virtual card is a digital payment method that generates a card number on demand, enabling one or more time-limited transactions.

With this new fully digital card service and Mastercard's extensive international network coverage, businesses can centralise business travel expenses, such as hotels, flights, and car rentals, as well as other procurement-related expenses.

BNP Paribas Fortis’s Corporate Virtual Cards offer includes two solutions:

  • An online solution that allows companies to configure payment cards according to their needs and enables employees to generate virtual cards on demand.
  • An integrated solution, embedded in the company's information system, which fully automates the creation of virtual cards.

This new online payment method is simple: an employee generates a virtual card number and uses it to make one or more purchases from online merchants.

Benefits of virtual credit cards for businesses

  • Improved security: lower risk of fraud and theft, as cards can be issued for a single transaction or with strict usage limits.
  • Optimised working capital: virtual cards can help extend supplier payment terms, streamline outgoing cash flows, and reduce administrative costs.
  • Easier management and control: payments are more easily categorised, simplifying expense tracking, analysis, and accounting reconciliation.
  • Greater transparency: virtual credit cards provide clear visibility of all transactions.
  • Better budget control: pre-set limits ensure spending stays within available budgets.

The offering will evolve by the end of 2025, with additional features such as refined expense claim management and, later, the ability to pay in-store at physical terminals.

Corporate Virtual Cards benefit from BNP Paribas Group’s investment and its experience with virtual cards dating back to 2011.

Stéphane Vermeire, Head of Corporate Banking at BNP Paribas Fortis:“With Corporate Virtual Cards, we offer our clients an innovative solution that makes online professional spending easier and more manageable. This virtual card enhances transaction security, transparency and efficiency while providing a smooth and intuitive user experience. We are confident that this service will meet the evolving needs of our customers and help them navigate an ever-changing business environment.”

More information : Virtual Cards for business | BNP Paribas Fortis

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