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BNP Paribas Fortis Economy
10.03.2023

BNP Paribas Fortis 2022 Full-Year Results

In attachment you will find the press release and the slideshow of the 2022 full-year results of BNP Paribas Fortis.

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SOLID BUSINESS GROWTH SUPPORTED BY ALL CONSOLIDATED ACTIVITIES

 

CUSTOMER LOANS[1] AT EUR 244 BILLION, +9.0%* vs. 31.12.2021

 

CUSTOMER DEPOSITS[2] AT EUR 213 BILLION, +2.2%* vs. 31.12.2021

 

 

 

STRONG SUPPORT TO THE BELGIAN ECONOMY

 

EUR 40.4 BILLION (+1.6%*) OF LOANS PRODUCTION[3]

 

EUR 152.2 BILLION (+7.1%*) OF LOANS PORTFOLIO[4]

 

EUR 86.2 BILLION (-10.0%*) OF OFF BALANCE SHEET ASSETS UNDER MANAGEMENT[5]

 

 

 

REVENUES: EUR 9,642 MILLION, +17.1%* vs. 2021

STRONG GROWTH IN REVENUES SUPPORTED BY ALMOST ALL ACTIVITIES

COSTS: EUR 5,072 MILLION, +11.2%* vs. 2021

COST INCREASE TO SUPPORT THE BUSINESS DEVELOPMENT IMPACTED BY INFLATION

 

GROSS OPERATING INCOME: EUR 4,570 MILLION, +24.3%* vs. 2021

 

STRONG OPERATIONAL PERFORMANCE AND POSITIVE JAWS EFFECT

 

COST OF RISK: EUR 328 MILLION, -3bp[6] vs. 2021

 

PRUDENT RISK PROFILE REFLECTED IN A LOW COST OF RISK AT 14bp6

 

PRE-TAX INCOME: EUR 4,835 MILLION, +25.1%* vs. 2021

 

NET INCOME : EUR 3,161 MILLION, +18.8%* vs. 2021

 

 

 

VERY SOLID FINANCIAL STRUCTURE

COMMON EQUITY TIER 1 RATIO OF 17.2%

LIQUIDITY COVERAGE RATIO OF 126%[7]

 



* Excluding retreated items (RI), i.e. at constant scope, constant exchange rates and excluding other one-off results.
[1] Loans and receivables due from customers excluding securities and reverse repos and including Arval’s rental fleet.
[2] Amounts due to customers excl. repurchase agreements (‘repos’).
[3] Including Belgian subsidiaries (excluding the Arval’s rental fleet in Belgium).
[4] Including Belgian subsidiaries (including the Arval’s rental fleet in Belgium).
[5] Commercial & Personal Banking in Belgium (CPB BE) scope, excluding Assets under Administration (AuA).
[6] Cost of risk on average outstanding loans over the period.
[7] On a non-consolidated basis.

Press Team

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