Our use of cookies

The cookie policy is intended to inform you of the characteristics and purposes of the cookies that we use. On its websites, BNP Paribas Fortis uses "Cookies " for various reasons.  There are two broad but distinct cookie categories: on one hand, there are functional cookies; on the other, there is what we call, “comfort cookies”. Functional cookies meet technical requirements, and ensure proper and secure connection to the site. Comfort cookies save your preferences either for statistical purposes, to facilitate, accelerate and optimize your browsing, or to present a supply of goods and/or services. In this context, cookies provide you with quality use and service during your visit to our websites and, in this way, optimize their use.  We also invite you to read our Privacy Policy. It includes the rules that apply to our websites with regards to the protection of privacy.

What is a cookie?

A "cookie" is a small file sent by the BNP Paribas Fortis server to the hard drive of your computer (or any mobile device used for browsing on the Internet, such as a smart phone or tablet). A cookie does not identify you directly. It does, however, identify your navigation device.

Types of cookies

In parallel to the dual distribution of cookies depending on their legal status (functional cookies/ comfort cookies), cookies can also be subdivided into categories according to their origin, function and durability.

  • First party cookies: cookies that are placed by BNP Paribas Fortis when visiting its sites.
  • Third-party cookies: cookies that are placed by third parties, when visiting a BNP Paribas Fortis site (i.e. cookies placed by Adobe, Twitter and Facebook).
  • Functional cookies: cookies that ensure the proper functioning of the website (i.e. login cookies, recording, language preferences). Functional cookies are first-party cookies.
  • Comfort cookies: cookies that are placed on the website for statistical, social and commercial purposes. Comfort cookies essentially aim to make your navigation, more comfortable, more convenient and user friendly. 
  • Cookies placed for statistical purposes verify the pages of the website visited and to locate the computer, etc… (i.e. Adobe Site Catalyst).
  • Cookies placed for social purposes allow users to share the content of the website on social networks (i.e. Twitter, Facebook, etc..).
  • Comfort cookies can be first-party or third party cookies.
  • Permanent Cookies: remain on your hard drive for a long preset duration or until you delete them. They are activated each time you visit the website that placed the cookies (i.e. cookies placed by social media). Permanent cookies are generally comfort cookies.
  • Session Cookies: cookies that simplify user interaction during a browsing session. A browsing session begins when the user opens the browser screen and ends when the screen is closed. Session cookies are temporary. As soon as you close your browser, all session cookies are deleted. Session cookies are generally functional.  i.e. the cookies placed by Adobe Site Catalyst are considered non-functional, third party and permanent.

The link to the opt-out (disabling cookies) is here:

http://www.adobe.com/be_fr/privacy/opt-out.html

More information on cookies

The site http://www.allaboutcookies.org provides more details on how cookies operate.

The Internet Advertising Bureau (IAB), which includes digital marketers, has published a range of useful information and advice on behavioural advertising and privacy: http://www.youronlinechoices.eu.

Which cookies does BNP Paribas Fortis use?

Functional cookies

With these cookies, you will not need to enter certain information (choice of language, font selections, your user name) every time you log on to the website.

Name

Objective

Valid

Details of cookie function

 

Language choice

 

With this cookie, our website remembers your preferences for language selection. We can in this way, at each visit, load the home page automatically in the chosen language.

 

Login or register

 

With this cookie, our website remembers your username and password so customize your navigation.

 

Font character

 

With this cookie, our website remembers your choice of font type so personalises your navigation.


Comfort cookies

These cookies are placed for statistical, commercial, social or profiling purposes.

With these cookies, you will receive information, which is the most relevant, and most appropriate for you. When appropriate, you can, with one click, share them on social networks.

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Objective

Valid

Placed by

Details of cookie function

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Statistics

2 years

Adobe Site Catalyst

These cookies allow us to see how our website is used to so to improve it. This information is anonymous.

The link to the opt-out (disabling cookies) here:

http://www.adobe.com/be_fr/privacy/opt-out.html

 

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Statistics

Session

Adobe Site Catalyst

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Statistics

Session

Adobe Site Catalyst

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Statistics

2 years

Adobe Site Catalyst

 

Social Network

 

Facebook

 

 

Social Network

 

Twitter

 

 

Geo-localisation

 

 

 

 

Equipment detection

 

 

This cookie detects the type of equipment used to connect (computer, type, smartphone,...).

 

* For cookies placed by third parties (including Adobe Site Catalyst), we invite you to consult the statements that these parties have placed on their respective websites (see links above). Warning: BNP Paribas Fortis cannot exert any influence on the content of these statements, nor on the cookie content of these third parties.

Your consent

During your first visit to our website, you will be given access to this policy, including information to set your navigation tool to limit or eliminate the use of cookies. At the same time, you will be informed about how to consent to the use of cookies. You are free to accept or reject cookies but be aware that refusal could render your experience on our website less user-friendly or even impossible if these are functional cookies.

Whatever your choice, you can always modify your choice by clicking the "Cookies" link at the bottom of each page of our website.

Modify your browser settings

We bring your attention to the fact that your browser settings also allow you to change the cookies settings. These parameters are generally accessed through the menu  "Option" or "Preferences" of your browser. To better understand these parameters, please consult the following links or refer to the tab "Help" in your browser: